{"id":5068,"date":"2025-10-17T17:41:55","date_gmt":"2025-10-17T15:41:55","guid":{"rendered":"https:\/\/www.yakoota.fr\/blog\/insights\/"},"modified":"2025-10-17T17:41:55","modified_gmt":"2025-10-17T15:41:55","slug":"yakoota-expands-its-technology-to-health-insurance","status":"publish","type":"post","link":"https:\/\/www.yakoota.fr\/en\/blog\/insights\/yakoota-expands-its-technology-to-health-insurance\/","title":{"rendered":"Yakoota Expands Its Technology to Health Insurance"},"content":{"rendered":"<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p>Yakoota rolls out its underwriting and rating technology to the health insurance market;&nbsp;the third product launched in less than a year, following home and motor insurance. This milestone illustrates Yakoota\u2019s ongoing commitment to innovation, aimed at enhancing transparency on the actual quality of insurance offers and enabling tailored subscriptions based on value for money<\/p>\n<\/div><\/section>\n\n<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p>In addition, Yakoota has conducted R&amp;D confirming the need for expert-supervised generative AI solutions to ensure outcomes that comply with regulatory standards.&nbsp;<strong>As such, Yakoota cautions against relying solely on generative AI to recommend the best insurance plan and underscores the importance of certified professional guidance<\/strong><\/p>\n<\/div><\/section>\n\n<section class=\"core-inline core-heading\" data-scroll-section><div class=\"container\">\n<h3 class=\"wp-block-heading\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bleu-fonce-color\">Yakoota\u2019s Tailored Underwriting Solution Now Available for Health Insurance<\/mark><\/strong><\/h3>\n<\/div><\/section>\n\n<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p>Yakoota\u2019s next-generation comparison platform provides a factual, 360-degree view of insurance plan quality. It is now available for health insurance. Powered by a proprietary algorithm, the platform analyzes billions of possible combinations to identify the most suitable plan for each individual, based on:<\/p>\n<\/div><\/section>\n\n<section class=\"core-inline core-list\" data-scroll-section><div class=\"container\">\n<ul class=\"wp-block-list\">\n<li><strong>Personal characteristics:<\/strong>&nbsp;age, employment status, ZIP code, sports activities;<\/li>\n\n\n\n<li><strong>Specific needs:&nbsp;<\/strong>outpatient care, inpatient care, dental, vision, hearing, alternative medicine, wellness treatments, and more.<\/li>\n<\/ul>\n<\/div><\/section>\n\n<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p>Instantly, the tool ranks plans and offers advanced customization options based on policyholder preferences. It delivers highly personalized recommendations with optimal value for money.<\/p>\n<\/div><\/section>\n\n<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p>Advisors using Yakoota\u2019s solution ensure full compliance with fiduciary duties. The platform already meets the upcoming ACPR recommendation of November 21, 2024, which takes effect on January 1, 2026\u2014including sustainability and regular review requirements.<\/p>\n<\/div><\/section>\n\n<section class=\"core-inline core-heading\" data-scroll-section><div class=\"container\">\n<h3 class=\"wp-block-heading\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-bleu-fonce-color\"><strong>AI Is Necessary but Not Sufficient for Personalized Insurance<\/strong><\/mark><\/strong><\/h3>\n<\/div><\/section>\n\n<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p>Yakoota welcomes the growing use of generative AI across industries, including insurance. In this context, its R&amp;D team assessed the relevance of advice generated by leading AI models.<\/p>\n<\/div><\/section>\n\n<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p>The results are clear: recommendations are rarely accurate, even when users provide relevant needs, risk parameters, and appropriate documentation.&nbsp;<strong>The likelihood of receiving relevant advice is barely better than random selection.<\/strong><\/p>\n<\/div><\/section>\n\n<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p>These findings reinforce the importance of relying on certified professionals to deliver insurance advice that meets regulatory standards. Yakoota will continue its research to help users understand the safe and responsible use of generative AI in the insurance sector.<\/p>\n<\/div><\/section>\n\n<section class=\"core-inline core-heading\" data-scroll-section><div class=\"container\">\n<h2 class=\"wp-block-heading has-text-align-center\"><font color=\"#2351d5\"><span style=\"caret-color: rgb(35, 81, 213);\"><a href=\"https:\/\/www.yakoota.fr\/app\/uploads\/2025\/10\/presse-release-20251017-health-final-version.pdf\">Download the press release<\/a><\/span><\/font><\/h2>\n<\/div><\/section>\n\n<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p>For more information follow us on&nbsp;<a href=\"https:\/\/fr.linkedin.com\/company\/yakoota\">LinkedIn<\/a>,&nbsp;<a href=\"https:\/\/www.instagram.com\/yakoota_notation_assurance\/\">Instagram<\/a>,&nbsp;<a href=\"https:\/\/www.facebook.com\/profile.php?id=61555016520338\">Facebook<\/a>.&nbsp;<\/p>\n<\/div><\/section>\n\n<section class=\"core-inline core-heading\" data-scroll-section><div class=\"container\">\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/guide-assurance.yakoota.fr\">Test Yakoota&#8217;s Health Insurance Comparison<\/a><\/h3>\n<\/div><\/section>\n\n<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p>Yakoota is a pioneering InsurTech in generative AI applied to insurance.\u00a0Its\u00a0rating is 100% independent. No brand pays to be featured in the comparison tool. The methodology relies on a holistic, factual definition of insurance quality, assessed across four systematically measured dimensions.<\/p>\n<\/div><\/section>\n\n<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p>More information on <a href=\"https:\/\/www.yakoota.fr\/la-notation-yakoota\/\">Yakoota Ratings<\/a>.<\/p>\n<\/div><\/section>\n\n<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p>Description of Yakoota&#8217;s <a href=\"https:\/\/www.yakoota.fr\/la-notation-yakoota\/notre-methodologie\/notation-esg\/\">ESG rating<\/a>.<\/p>\n<\/div><\/section>\n\n<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p><a href=\"https:\/\/www.yakoota.fr\/produits-et-services-yakoota\/nos-tarifs\/\">Yakoota&#8217;s pricing  <\/a><\/p>\n<\/div><\/section>\n\n<section class=\"core-inline core-paragraph\" data-scroll-section><div class=\"container\">\n<p>Press inquiries:&nbsp;<a href=\"mailto:contact@yakoota.fr\">contact@yakoota.fr<\/a><\/p>\n<\/div><\/section>","protected":false},"excerpt":{"rendered":"<p>Yakoota rolls out its underwriting and rating technology to the health insurance market;&nbsp;the third product launched in less than a year, following home and motor insurance. This milestone illustrates Yakoota\u2019s ongoing commitment to innovation, aimed at enhancing transparency on the actual quality of insurance offers and enabling tailored subscriptions based on value for money In [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":4958,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5068","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insights"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00a0Yakoota Expands Its Technology to Health Insurance<\/title>\n<meta name=\"description\" content=\"Yakoota continues to broaden the scope of reliable value-for-money comparisons to health Insurance thanks to GenAI solution.\" \/>\n<meta name=\"robots\" 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